Title: AutifyDigital Lloyds® Pay Now for payment
Author: Autify Digital Ltd
Published: <strong>abril 13, 2026</strong>
Last modified: abril 13, 2026

---

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![](https://ps.w.org/pay-by-link/assets/icon-256x256.jpg?rev=3505153)

# AutifyDigital Lloyds® Pay Now for payment

 By [Autify Digital Ltd](https://profiles.wordpress.org/supportautify/)

[Download](https://downloads.wordpress.org/plugin/pay-by-link.2.0.7.zip)

 * [Details](https://arg.wordpress.org/plugins/pay-by-link/#description)
 * [Reviews](https://arg.wordpress.org/plugins/pay-by-link/#reviews)
 *  [Installation](https://arg.wordpress.org/plugins/pay-by-link/#installation)
 * [Development](https://arg.wordpress.org/plugins/pay-by-link/#developers)

 [Support](https://wordpress.org/support/plugin/pay-by-link/)

## Description

**This plugin is for standalone WordPress setups. If you are looking for a WooCommerce
integration, please search Lloyds WooCommerce.**

**[View Full Documentation (PDF)](https://www.autify.co.uk/wp-content/uploads/2025/08/LBOP-WordPress-PayNow-Documentation.pdf)**

Connect your WordPress site to Lloyds acquiring with Pay Now the secure payment 
gateway plugin. Offer your customers a reliable and seamless way to pay outstanding
invoices or balances directly from your website, with real-time processing and flexible
configuration options to suit your business needs.

#### What is Lloyds Pay Now?

Combining Lloyds acquiring with the Pay Now plugin offers a secure payment solution
that enables businesses to accept a variety of payment methods, including credit
and debit cards, Apple Pay, and Google Pay, through a hosted payment page on their
website. This integration seamlessly enhances transaction efficiency and improves
customer experience by offering users a smooth, uninterrupted payment journey.

#### How the Plugin Works

The Pay Now plugin for WordPress enables your customers to pay outstanding invoices
or balances directly from a dedicated payment page on your site — no need to navigate
through a traditional checkout process. Simply provide your customer with a link
or direct them to the payment page where they can enter the invoice reference or
amount owed, then securely complete their payment via the Lloyds hosted payment 
page. Once the transaction is authorised, the payment is confirmed in real time 
through webhook integration, and both you and your customer receive instant notification
of the successful transaction.

From your WordPress admin panel, you have complete control over the payment experience.
Configure minimum and maximum payment amounts, customise the form fields displayed
on the payment page, and set up automated email notifications to keep your accounts
team and customers informed at every stage. The built-in reporting dashboard gives
you a clear overview of all incoming payments, making it easy to reconcile invoices,
track payment history, and manage your cash flow effectively.

#### When to Use This Plugin

This plugin is ideal for B2B merchants who invoice clients and need a simple, secure
way to collect payments online. Whether you supply goods on account, offer trade
credit terms, or simply want to give customers a convenient way to settle balances
without placing a new order, the Pay Now integration streamlines the payment collection
process. It eliminates the need for manual bank transfers or phone payments, reducing
admin time and accelerating cash flow.

#### The Customer Experience

Your customers will appreciate the simplicity and professionalism of the payment
process. They receive a link or visit your payment page, enter the relevant invoice
details or payment amount, and are directed to the secure Lloyds hosted payment 
page to complete the transaction. The entire process takes just moments, and customers
receive immediate confirmation once their payment is successful — no account registration
or checkout steps required.

#### Features

 * **Redirected Payment Method** — Start accepting online payments via a secure 
   hosted payment page, providing customers with a trusted environment to complete
   their transactions.
 * **Secure Payment Processing** — Process online payments securely through the 
   Lloyds gateway, ensuring peace of mind for both you and your customers.
 * **Apple Pay Support** — Allow customers to pay quickly using Apple Pay on compatible
   devices and browsers for a fast, native payment experience.
 * **Google Pay Support** — Accept payments via Google Pay for a frictionless checkout
   experience across Android and Chrome.
 * **Refund Management** — Process full or partial refunds directly from the WordPress
   admin dashboard with a simple, intuitive interface.
 * **Tailored Experience** — Configure the payment gateway to meet your business
   needs. Control settings such as minimum and maximum payment amounts, form fields,
   and both customer-facing and internal email notifications.
 * **Reporting Dashboard** — Keep on top of transactions easily with access to the
   detailed reporting dashboard in your admin panel.
 * **Real-Time Processing** — Enjoy instant payment confirmations, feedback, and
   status updates for you and your customers via webhook integration.
 * **Rate Limiting** — Configurable rate limiting to protect your payment forms 
   from abuse, with adjustable attempt limits per IP address.
 * **reCAPTCHA & Math CAPTCHA** — Protect your payment forms from spam and bot submissions
   with Google reCAPTCHA or a built-in Math CAPTCHA.
 * **Custom Branding** — Upload custom banner images and configure the look and 
   feel of your payment page.
 * **Billing & Shipping Details** — Collect billing and shipping information with
   fully customisable form fields.
 * **DataLayer & GTM Integration** — Track purchase events via Google Tag Manager
   dataLayer for analytics and conversion tracking.
 * **Custom Tracking Code** — Add custom tracking scripts (e.g. Meta Pixel, Google
   Analytics) to the head or body of your payment pages.
 * **Logging** — Enable detailed logging for debugging and transaction auditing 
   with automatic PII redaction.
 * **Multi-Device Support** — Responsive payment forms that work seamlessly across
   desktop, tablet, and mobile devices.
 * **Dedicated Customer Support** — Enjoy robust, first-line support from our team
   of integration experts.

#### Security

The Pay Now plugin uses a redirect payment method to ensure the highest level of
security for your business and your customers. When a customer is ready to make 
a payment, they are seamlessly redirected from your WordPress site to the secure
Lloyds hosted payment page. All sensitive payment information, including credit 
and debit card details, is entered directly on Lloyds’ PCI DSS compliant servers—
never on your WordPress website.

This redirect approach means that no customer payment data is entered into, processed
by, or stored on your server at any point during the transaction. Your server only
receives non-sensitive transaction confirmation data via secure webhook notifications,
such as the payment status and reference number. As a result, this integration supports**
PCI DSS SAQ A compliance**, the simplest and least burdensome level of PCI compliance
for merchants, significantly reducing your compliance obligations and security risks.

The Lloyds Online Payment gateway combined with our Pay Now solution offers a redirected
payment method, meaning transactions are handled by Lloyds directly, and not on 
the business’s server. Therefore, businesses can enjoy peace of mind that their 
online payment processing is compliant and meets the necessary standards.

Businesses are responsible for ensuring they are compliant with any necessary financial
regulations when using Lloyds.

#### Account & Pricing

A separate Lloyds merchant services account is required to use this plugin. The 
account must be set up directly with Lloyds before installing and configuring the
plugin — it is not created during the plugin installation process.

To apply for a Lloyds merchant services account, visit: [Lloyds Bank Cardnet®](https://www.lloydsbank.com/business/take-payments-with-cardnet.html)

Additional fees apply for payment processing services provided by Lloyds. These 
fees are separate from the cost of this plugin and are determined by Lloyds based
on your business requirements and transaction volumes. For detailed pricing information,
please visit the Lloyds website https://www.lloydsbank.com/business/take-payments-
with-cardnet/our-prices.html or contact their sales team directly.

Please note, Autify Digital cannot assist with the Lloyds account setup process 
or pricing enquiries. For account-related questions, please contact Lloyds directly
through their website.

**Additional requirements:**

 * For Apple Pay: An Apple Developer account with a configured Apple Pay merchant
   identifier and certificates.
 * For Google Pay: A Google Pay merchant account (for production use).

#### Customise Your Integration

Looking for something more specific? Get in touch to discuss any custom features
or tailored configurations that might enhance your Pay Now integration for WordPress.
Contact us via cardnet@autify.co.uk.

#### Trademark

Lloyds and Lloyds Bank are trading names of Lloyds Bank plc. Registered Office: 
25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds
Bank plc is authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority and the Prudential Regulation Authority under registration
number 119278. All trademarks, service marks, and trade names referenced in this
material are the property of their respective owners.

#### Support

For technical support, customisation requests, or general inquiries:

 * Email: cardnet@autify.co.uk
 * Visit: [autify.co.uk](https://www.autify.co.uk)

#### External Services

This plugin relies on several third-party services to provide its functionality.
By using this plugin, you acknowledge that data will be transmitted to these external
services as described below.

#### 1. Fiserv Payment Gateway (IPG Online)

This service processes credit and debit card payments securely.

**What data is sent:**
 – Customer billing information (name, address, email, phone)–
Customer shipping information (if provided) – Payment amount and currency – Transaction
reference/order ID – Store credentials for authentication

**When data is sent:**
 – When a customer submits a payment form – When processing
refunds through the admin panel

**API Endpoints:**
 – Hosted Payment Page (Sandbox): https://test.ipg-online.com/
connect/gateway/processing – Hosted Payment Page (Production): https://www.ipg-online.
com/connect/gateway/processing – Refund API (Sandbox): https://cert.api.firstdata.
com/gateway/v2/payments – Refund API (Production): https://prod.api.firstdata.com/
gateway/v2/payments

**Service Provider:** Fiserv (formerly First Data)
 – [Terms of Service](https://www.fiserv.com/en/about-fiserv/terms-of-use.html)–
[Privacy Policy](https://www.fiserv.com/en/about-fiserv/privacy-notice.html)

#### 2. Lloyds

Lloyds is the merchant services provider that facilitates the payment processing
relationship.

**Service Provider:** Lloyds Bank
 – [Service Information](https://www.lloydsbank.com/business/take-payments-with-cardnet/existing-customers/getting-started.html)–
[Terms of Use](https://www.lloydsbank.com/business/product-terms-and-conditions.html)–
[Privacy Policy](https://www.lloydsbank.com/business/privacy.html)

#### 3. Google reCAPTCHA

This service is used to protect payment forms from spam and abuse. It is only active
if enabled in the plugin settings.

**What data is sent:**
 – The reCAPTCHA token generated by user interaction – Your
site’s secret key for verification

**When data is sent:**
 – When a customer submits the payment form (if reCAPTCHA
is enabled)

**API Endpoint:** https://www.google.com/recaptcha/api/siteverify

**Service Provider:** Google
 – [Terms of Service](https://policies.google.com/terms)–
[Privacy Policy](https://policies.google.com/privacy)

#### 4. Google Pay API

This service is used to enable Google Pay as a payment method. It is only active
if Google Pay is enabled in the plugin settings.

**What data is sent:**
 – Payment request details (amount, currency, merchant info)–
Transaction token after user authorization

**When data is sent:**
 – When a customer chooses to pay with Google Pay – When 
the Google Pay button is loaded on the payment form

**API Endpoint:** https://pay.google.com/gp/p/js/pay.js

**Service Provider:** Google
 – [Terms of Service](https://payments.google.com/payments/apis-secure/get_legal_document?ldo=0&ldt=googlepaytos)–
[Privacy Policy](https://policies.google.com/privacy)

#### 5. Apple Pay

This service is used to enable Apple Pay as a payment method. It is only active 
if Apple Pay is enabled in the plugin settings and the user is on a compatible Apple
device/browser.

**What data is sent:**
 – Merchant validation request to Apple’s servers – Payment
request details (amount, currency, merchant info) – Transaction token after user
authorization

**When data is sent:**
 – When a customer chooses to pay with Apple Pay – When validating
the merchant session with Apple

**API Endpoint:** Apple Pay merchant validation endpoints (*.apple.com)

**Service Provider:** Apple Inc.
 – [Apple Pay Developer Documentation](https://developer.apple.com/apple-pay/)–
[Terms of Service](https://www.apple.com/legal/internet-services/terms/site.html)–
[Privacy Policy](https://www.apple.com/legal/privacy/)

#### 6. Autify Digital License

This service is used for plugin license verification, and support.

**What data is sent:**
 – Your website domain name – Plugin version number – License
key (for activation/verification) – Admin email address (for license and support
purposes) – Admin contact name (if available) – Activation status (active/inactive/
deactivated)

**When data is sent:**
 – When generating or activating a license key

**API Endpoint:** https://plugin-licenses.autify.co.uk/wp-json/autifydigital/v1/
plugin

**Service Provider:** Autify Digital Ltd
 – [Website](https://www.autify.co.uk) –
[Terms of Service](https://www.autify.co.uk/terms-conditions/) – [Privacy Policy](https://www.autify.co.uk/privacy-policy/)–
Contact: cardnet@autify.co.uk

**Note:** License activation are optional. The plugin will function without a license,
but premium support require license activation.

#### Third-Party Libraries

This plugin includes the following third-party JavaScript libraries:

#### jQuery Validation Plugin

**Files:**
 – assets/js/jquery.validate.min.js (v1.21.0) – assets/js/additional-
methods.min.js (v1.21.0)

**Description:** A jQuery plugin that provides client-side form validation.

**Source Code:** https://github.com/jquery-validation/jquery-validation
 **Documentation:**
https://jqueryvalidation.org/ **License:** MIT License **Copyright:** Jörn Zaefferer

To build from source:
 1. Clone the repository: `git clone https://github.com/jquery-
validation/jquery-validation.git` 2. Install dependencies: `npm install` 3. Build:`
grunt`

#### Privacy Notice

Please review the privacy policies of all third-party services listed above to understand
how your data and your customers’ data is handled. It is your responsibility to 
ensure compliance with applicable data protection regulations (such as GDPR) when
using this plugin.

For any questions about data handling or privacy, please contact: cardnet@autify.
co.uk

## Screenshots

 * [[
 * Payment form displayed on the frontend with billing details and invoice fields.
 * [[
 * Lloyds Credentials settings page in the WordPress admin panel.
 * [[
 * Banner settings page for customising the payment page branding.
 * [[
 * User email notification settings configuration.
 * [[
 * Admin email notification settings configuration.
 * [[
 * Payment status page settings.
 * [[
 * reCAPTCHA and Math CAPTCHA configuration settings.
 * [[
 * Form configuration settings for customising field labels and placeholders.
 * [[
 * Google Pay settings page.
 * [[
 * Apple Pay settings page.
 * [[
 * Transaction reporting dashboard in the WordPress admin panel.
 * [[
 * Refund management interface.
 * [[
 * Payment confirmation page displayed to the customer after a successful transaction.

## Installation

 1. Upload the plugin to the ‘/wp-content/plugins/’ directory.
 2. Activate the plugin through the ‘Plugins’ menu in WordPress.
 3. Navigate to the Pay Now settings page in your WordPress admin.
 4. Enter your Lloyds credentials (Store ID, API Key, API Secret, Shared Secret).
 5. Configure your payment form settings, email notifications, and branding as needed.
 6. Add the payment form to any page using the provided shortcode.

## FAQ

### Do I need a Lloyds merchant account?

Yes. A separate Lloyds merchant account is required. You must apply directly with
Lloyds before installing and configuring the plugin. To apply, visit: [Lloyds Bank Cardnet](https://www.lloydsbank.com/business/take-payments-with-cardnet.html)

### Is customer payment data stored on my server?

No. The plugin uses a redirect payment method. All sensitive payment information
is entered directly on Lloyds’s PCI DSS compliant servers — never on your WordPress
website. This supports PCI DSS SAQ A compliance.

### What payment methods are supported?

The plugin supports credit and debit card payments via the Lloyds hosted payment
page, as well as Apple Pay and Google Pay (when enabled in the plugin settings).

### Can I process refunds?

Yes. Full or partial refunds can be processed directly from the WordPress admin 
dashboard.

### Can I customise the payment form?

Yes. You can configure minimum and maximum payment amounts, customise all form field
labels and placeholders, upload custom banner images, and control which fields are
displayed.

### Where can I find the documentation?

Full documentation, setup guides, and configuration instructions are available here:
[View Full Documentation (PDF)](https://www.autify.co.uk/wp-content/uploads/2025/08/LBOP-WordPress-PayNow-Documentation.pdf)

### How do I get support?

For technical support, customisation requests, or general inquiries, contact us 
at cardnet@autify.co.uk or visit [autify.co.uk](https://www.autify.co.uk).

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“AutifyDigital Lloyds® Pay Now for payment” is open source software. The following
people have contributed to this plugin.

Contributors

 *   [ Autify Digital Ltd ](https://profiles.wordpress.org/supportautify/)

[Translate “AutifyDigital Lloyds® Pay Now for payment” into your language.](https://translate.wordpress.org/projects/wp-plugins/pay-by-link)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/pay-by-link/), check
out the [SVN repository](https://plugins.svn.wordpress.org/pay-by-link/), or subscribe
to the [development log](https://plugins.trac.wordpress.org/log/pay-by-link/) by
[RSS](https://plugins.trac.wordpress.org/log/pay-by-link/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 2.0.7

 * Feature – Error validation field in backend
 * Math Captcha added
 * Added – Invoice number error message
 * Security – Rate Limiting
 * Added – DataLayer GTM

#### 2.0.6

 * Log Sanitisation
 * Dynamic Order Confirmation

#### 2.0.5

 * Plugin Improvements
 * Updated Regex for phone numbers

#### 2.0.4

 * BugFix – Privacy Policy Link
 * Features – Wallets
 * Plugin Improvements

#### 2.0.3

 * WP Standard Code update

#### 2.0.2

 * Plugin Improvements

#### 2.0.1

 * A configuration option has been added to enable or disable logging.
 * The logger has been standardised to avoid security risk.

#### 2.0.0

 * Form Improvement and changes

## Meta

 *  Version **2.0.7**
 *  Last updated **4 semanas ago**
 *  Active installations **20+**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **6.9.4**
 *  PHP version ** 7.4 or higher **
 *  Language
 * [English (US)](https://wordpress.org/plugins/pay-by-link/)
 * Tag
 * [online payment](https://arg.wordpress.org/plugins/tags/online-payment/)
 *  [Advanced View](https://arg.wordpress.org/plugins/pay-by-link/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/pay-by-link/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/pay-by-link/reviews/)

## Contributors

 *   [ Autify Digital Ltd ](https://profiles.wordpress.org/supportautify/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/pay-by-link/)